639 E Joseph RdSaint MarysPA15857
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Marys at 639 E Joseph Rd, Saint Marys, PA, 15857 offers a 12.31% rental yield on a $130,000 purchase with $1,334/mo rent. Total monthly income registers $1,334/mo, and a $636/mo payment leaves $482/mo available for distribution. Annual cash flow reaches $5,789/yr on $43,095 to close, and return on cash invested stands at 33.34% in year one. Equity gained on principal adds $839/yr while 5% annual appreciation supports $35,917 over five years. Portfolio math shows five-year ROI at 175.43% and total cumulative return in cash at $75,603. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,334/mo property income against a $636/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Multi Family
Built in 1978
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15857, Saint Marys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,010 (100%) |
| Owner Occupied HU | 4,215 (70.1%) |
| Renter Occupied HU | 1,254 (20.9%) |
| Vacant Housing Units | 541 ( 9.0%) |
| Median Home Value | $186,332 |
| Average Home Value | $221,130 |
Housing Distribution
Address Breakdown
Residential
5,741
Single Family
5,551
Multi-Family
190
Businesses
562
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Listed by: Ben Kmetz • Elk County Real Estate
Mls Name: ECBR
Mls ID: #25-327