6383 County Road KWigginsCO80654
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.09% gross rental yield, 6383 County Road K, Wiggins, CO, 80654 in Wiggins is priced for capital growth, not immediate cash flow. The $620,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $171,295 by year five, with $5,710/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.94) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $170,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.0% |
| Monthly Cash Flow | $(985) | $1,200 |
City averages based on Wiggins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,628 |
| Total Monthly Debt Service | $3,367 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
35.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80654, Wiggins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,019 (74.0%) |
| Renter Occupied HU | 242 (17.6%) |
| Vacant Housing Units | 116 ( 8.4%) |
| Median Home Value | $449,454 |
| Average Home Value | $472,691 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
35.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80654, Wiggins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,377 (100%) |
| Owner Occupied HU | 1,019 (74.0%) |
| Renter Occupied HU | 242 (17.6%) |
| Vacant Housing Units | 116 ( 8.4%) |
| Median Home Value | $449,454 |
| Average Home Value | $472,691 |
Housing Distribution
Address Breakdown
Residential
1,362
Single Family
1,362
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deanna Gamboa • Berkshire Hathaway HomeServices Colorado Real Estate, LLC - Brighton
Mls Name: REcolorado
Mls Provider:
Mls ID: #2129036
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)