6380 Vegas DrSan JoseCA95120
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 6380 Vegas Dr, San Jose, CA, 95120 in San Jose. Rental yield 3.95%. At $1,745,000 with 3.95% gross yield, current distributions are modest, but the 5% appreciation rate projects $482,111 in new equity by year five, complemented by $16,072/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.73) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $336,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(5,046) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,749 |
| Total Monthly Debt Service | $10,101 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95120, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,724 (100%) |
| Owner Occupied HU | 10,907 (85.7%) |
| Renter Occupied HU | 1,474 (11.6%) |
| Vacant Housing Units | 343 ( 2.7%) |
| Median Home Value | $1,818,358 |
| Average Home Value | $1,761,997 |
Housing Distribution
Address Breakdown
Residential
12,993
Single Family
12,852
Multi-Family
141
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95120, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,724 (100%) |
| Owner Occupied HU | 10,907 (85.7%) |
| Renter Occupied HU | 1,474 (11.6%) |
| Vacant Housing Units | 343 ( 2.7%) |
| Median Home Value | $1,818,358 |
| Average Home Value | $1,761,997 |
Housing Distribution
Address Breakdown
Residential
12,993
Single Family
12,852
Multi-Family
141
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy Jackson • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls ID: #ML82034742