6370 El Dorado AveYucca ValleyCA92284
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6370 El Dorado Ave, Yucca Valley, CA, 92284 in Yucca Valley speaks for itself: 12% gross on a $259,000 price, generating $2,590/mo in rent and $975/mo in net income after the $1,165/mo debt service. DSCR 2.22, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,696 stacks alongside $71,557 in projected five-year appreciation and $2,385/yr in principal reduction. Projected total cumulative return: $160,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.5% |
| Monthly Cash Flow | $975 | $1,500 |
City averages based on Yucca Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,590 |
| Total Monthly Debt Service | $1,512 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices