637 Deepdene RdBaltimoreMD21210
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder637 Deepdene Rd, Baltimore, MD, 21210 in Baltimore earns a respectable 7.49% gross yield at $425,000, but after the $1,911/mo mortgage the net cash flow is $10/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.39) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $117,420 over five years, making equity the dominant return driver. Total projected return: $161,831.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.8% |
| Monthly Cash Flow | $10 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,653 |
| Total Monthly Debt Service | $2,474 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21210, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,856 (100%) |
| Owner Occupied HU | 3,244 (55.4%) |
| Renter Occupied HU | 2,186 (37.3%) |
| Vacant Housing Units | 426 ( 7.3%) |
| Median Home Value | $539,834 |
| Average Home Value | $609,599 |
Housing Distribution
Address Breakdown
Residential
5,882
Single Family
2,768
Multi-Family
3,114
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21210, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,856 (100%) |
| Owner Occupied HU | 3,244 (55.4%) |
| Renter Occupied HU | 2,186 (37.3%) |
| Vacant Housing Units | 426 ( 7.3%) |
| Median Home Value | $539,834 |
| Average Home Value | $609,599 |
Housing Distribution
Address Breakdown
Residential
5,882
Single Family
2,768
Multi-Family
3,114
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices