637 3rd StNorth VersaillesPA15137
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew North Versailles rentals match the income profile of 637 3rd St, North Versailles, PA, 15137. Listed at $152,000, gross rent is $1,739/mo and net cash flow is $670/mo, a 13.73% yield well above national averages. DSCR 2.55 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $41,995 by year five with $1,400/yr in annual principal reduction, projecting $101,405 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.2% |
| Monthly Cash Flow | $670 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,739 |
| Total Monthly Debt Service | $1,008 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15137, North Versailles, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,274 (100%) |
| Owner Occupied HU | 3,079 (58.4%) |
| Renter Occupied HU | 1,708 (32.4%) |
| Vacant Housing Units | 487 ( 9.2%) |
| Median Home Value | $133,110 |
| Average Home Value | $234,576 |
Housing Distribution
Address Breakdown
Residential
4,828
Single Family
3,977
Multi-Family
851
Businesses
319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15137, North Versailles, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,274 (100%) |
| Owner Occupied HU | 3,079 (58.4%) |
| Renter Occupied HU | 1,708 (32.4%) |
| Vacant Housing Units | 487 ( 9.2%) |
| Median Home Value | $133,110 |
| Average Home Value | $234,576 |
Housing Distribution
Address Breakdown
Residential
4,828
Single Family
3,977
Multi-Family
851
Businesses
319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patrick Conley • BERKSHIRE HATHAWAY HOMESERVICES THE PREFERRED PROP
Mls Name: WPMLS
Mls Provider:
Mls ID: #1650147
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.