635 Pumpkin Hill RoadWillistonVT05495
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Williston at 635 Pumpkin Hill Road, Williston, VT, 05495 projects strong ROI of 8.29%. Rental yield 3.93%. With 5% annual appreciation, the property builds $600,912 in value over five years. Equity growth combined delivers a projected five-year ROI of 57.91%, translating into $355,833 in total cumulative return on $614,438 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.0% |
| Monthly Cash Flow | $(7,355) | $1,200 |
City averages based on Williston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,115 |
| Total Monthly Debt Service | $13,605 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
15.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
15.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices