6346 Trailing Arbutus CtLothianMD20711
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.56% yield at 6346 Trailing Arbutus Ct, Lothian, MD, 20711 in Lothian is solid, but the $2,873/mo payment compresses net cash flow to $49/mo at $639,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $176,544 by year five, and $5,885/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $245,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $49 | $350 |
City averages based on Lothian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,024 |
| Total Monthly Debt Service | $3,720 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20711, Lothian, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,659 (100%) |
| Owner Occupied HU | 2,247 (84.5%) |
| Renter Occupied HU | 300 (11.3%) |
| Vacant Housing Units | 112 ( 4.2%) |
| Median Home Value | $416,962 |
| Average Home Value | $451,350 |
Housing Distribution
Address Breakdown
Residential
2,594
Single Family
2,594
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20711, Lothian, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,659 (100%) |
| Owner Occupied HU | 2,247 (84.5%) |
| Renter Occupied HU | 300 (11.3%) |
| Vacant Housing Units | 112 ( 4.2%) |
| Median Home Value | $416,962 |
| Average Home Value | $451,350 |
Housing Distribution
Address Breakdown
Residential
2,594
Single Family
2,594
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices