634 Mortimer AveTurtle CreekPA15145
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 634 Mortimer Ave, Turtle Creek, PA, 15145 in Turtle Creek speaks for itself: 19.68% gross on a $130,000 price, generating $2,132/mo in rent and $1,281/mo in net income after the $585/mo debt service. DSCR 3.64, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,366 stacks alongside $35,917 in projected five-year appreciation and $1,197/yr in principal reduction. Projected total cumulative return: $131,897.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.7% | 6.2% |
| Monthly Cash Flow | $1,281 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,132 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 2.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15145, Turtle Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,634 (100%) |
| Owner Occupied HU | 1,385 (38.1%) |
| Renter Occupied HU | 1,768 (48.7%) |
| Vacant Housing Units | 481 (13.2%) |
| Median Home Value | $105,826 |
| Average Home Value | $172,704 |
Housing Distribution
Address Breakdown
Residential
3,318
Single Family
2,956
Multi-Family
362
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15145, Turtle Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,634 (100%) |
| Owner Occupied HU | 1,385 (38.1%) |
| Renter Occupied HU | 1,768 (48.7%) |
| Vacant Housing Units | 481 (13.2%) |
| Median Home Value | $105,826 |
| Average Home Value | $172,704 |
Housing Distribution
Address Breakdown
Residential
3,318
Single Family
2,956
Multi-Family
362
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Riapos • LIFESPACE REAL ESTATE CO.
Mls Name: WPMLS
Mls Provider:
Mls ID: #1688117
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.