6331 Iris DrFlowery BranchGA30542
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 6331 Iris Dr, Flowery Branch, GA, 30542 in Flowery Branch is narrow, $105/mo net on $2,099/mo rent after the $1,538/mo debt service, but the property operates at break-even-plus, not a loss. At $342,000 with a 7.67% yield, the long-run equity case via 5% appreciation ($94,488 over five years) and $3,150/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $130,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 8.0% |
| Monthly Cash Flow | $105 | $300 |
City averages based on Flowery Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,099 |
| Total Monthly Debt Service | $1,945 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30542, Flowery Branch, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,626 (100%) |
| Owner Occupied HU | 12,766 (72.4%) |
| Renter Occupied HU | 3,805 (21.6%) |
| Vacant Housing Units | 1,055 ( 6.0%) |
| Median Home Value | $407,034 |
| Average Home Value | $461,338 |
Housing Distribution
Address Breakdown
Residential
16,417
Single Family
15,102
Multi-Family
1,315
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30542, Flowery Branch, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,626 (100%) |
| Owner Occupied HU | 12,766 (72.4%) |
| Renter Occupied HU | 3,805 (21.6%) |
| Vacant Housing Units | 1,055 ( 6.0%) |
| Median Home Value | $407,034 |
| Average Home Value | $461,338 |
Housing Distribution
Address Breakdown
Residential
16,417
Single Family
15,102
Multi-Family
1,315
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A