471 Sams RdDawsonvilleGA30534
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 471 Sams Rd, Dawsonville, GA, 30534 in Dawsonville. Rental yield 1.86%. At $1,149,000 with 1.86% gross yield, current distributions are modest, but the 5% appreciation rate projects $317,448 in new equity by year five, complemented by $10,582/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.35) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $99,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.5% |
| Monthly Cash Flow | $(5,209) | $1,500 |
City averages based on Dawsonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,784 |
| Total Monthly Debt Service | $6,536 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30534, Dawsonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,618 (100%) |
| Owner Occupied HU | 11,143 (71.3%) |
| Renter Occupied HU | 2,997 (19.2%) |
| Vacant Housing Units | 1,478 ( 9.5%) |
| Median Home Value | $387,196 |
| Average Home Value | $436,274 |
Housing Distribution
Address Breakdown
Residential
14,789
Single Family
13,288
Multi-Family
1,501
Businesses
1,161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30534, Dawsonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,618 (100%) |
| Owner Occupied HU | 11,143 (71.3%) |
| Renter Occupied HU | 2,997 (19.2%) |
| Vacant Housing Units | 1,478 ( 9.5%) |
| Median Home Value | $387,196 |
| Average Home Value | $436,274 |
Housing Distribution
Address Breakdown
Residential
14,789
Single Family
13,288
Multi-Family
1,501
Businesses
1,161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices