633 Keller St, Bay Saint Louis, MS, 39520 | $712/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Bay Saint Louis at 633 Keller St, Bay Saint Louis, MS, 39520 offers $2,118/mo rent that, after a $1,101/mo payment, leaves $712/mo cash flow. Total monthly income is $2,118/mo, and annual cash flow is $8,539/yr on $74,588 cash. Return on cash invested measures 31.36% in year one, and rental yield stands at 11.3% at a $225,000 entry. Equity gained on principal adds $1,452/yr while 5% annual appreciation compounds into $62,163 by year five. Five-year ROI records 164.32% and total cumulative return in cash reaches $122,565. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,118/mo property income versus a $1,101/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1970

0.35 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,122 (100%)
Owner Occupied HU	4,375 (53.9%)
Renter Occupied HU	2,157 (26.6%)
Vacant Housing Units	1,590 (19.6%)
Median Home Value	$228,185
Average Home Value	$286,488