6329 Clover StLake HamiltonFL33851
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow6329 Clover St, Lake Hamilton, FL, 33851 in Lake Hamilton earns its strong cash-flow label: 15.03% yield, $3,857/mo rent, $1,736/mo net income, DSCR 2.79. The $307,889 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $85,064 by year five. Combined with $2,836/yr in principal paydown, total projected return reaches $229,419.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.0% |
| Monthly Cash Flow | $1,736 | $1,200 |
City averages based on Lake Hamilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,857 |
| Total Monthly Debt Service | $1,999 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
7,318 sqft lot
$N/A/sqft
$78 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33851, Lake Hamilton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 122 (75.3%) |
| Renter Occupied HU | 19 (11.7%) |
| Vacant Housing Units | 21 (13.0%) |
| Median Home Value | $328,000 |
| Average Home Value | $330,143 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
0
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
7,318 sqft lot
$N/A/sqft
$78 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33851, Lake Hamilton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 122 (75.3%) |
| Renter Occupied HU | 19 (11.7%) |
| Vacant Housing Units | 21 (13.0%) |
| Median Home Value | $328,000 |
| Average Home Value | $330,143 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
0
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices