632 A St UNIT 18RamonaCA92065
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Ramona at 632 A St UNIT 18, Ramona, CA, 92065 uses $107,738 cash to close to unlock $3,172/yr annual cash flow and $264/mo monthly cash flow. Total monthly income runs $2,496/mo, and a $1,591/mo payment keeps the spread at $264/mo. Purchase price stands at $325,000, and rental yield measures 9.22% with $2,496/mo rent. Return on cash invested shows 22.85% in year one, and 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 119.54% and total cumulative return in cash records $128,785. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,496/mo property income covering a $1,591/mo payment rather than investor’s personal income.
Condo
Built in 1980
1.07 Acres lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92065, Ramona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,104 (100%) |
| Owner Occupied HU | 9,395 (71.7%) |
| Renter Occupied HU | 3,225 (24.6%) |
| Vacant Housing Units | 484 ( 3.7%) |
| Median Home Value | $841,572 |
| Average Home Value | $884,246 |
Housing Distribution
Address Breakdown
Residential
12,387
Single Family
10,800
Multi-Family
1,587
Businesses
1,041
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Listed by: Lita LaGuire • Lifestyles Realty Group, Inc dba SD Homes
Mls Name: SDMLS
Mls Provider:
Mls ID: #250024551
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