6315 Swainson St SW, Ocean Isle Beach, NC, 28469 | $1,199/mo Cash Flow

Off market

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ocean Isle Beach at 6315 Swainson St SW, Ocean Isle Beach, NC, 28469 listed at $256,200 pairs $2,760/mo rent with a $1,254/mo payment to leave $1,199/mo cash flow. Total monthly income runs $2,760/mo, and annual cash flow reaches $14,383/yr on $84,930 cash to close. Return on cash invested measures 36.84% in year one, and rental yield registers 12.93% at a $256,200 basis. Equity gained on principal adds $1,653/yr, and annual property appreciation at 5% supports $70,783 by year five. Five-year ROI tracks 193.56% and total cumulative return in cash totals $164,388. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,760/mo property income relative to a $1,254/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA