630 N 8th St, Saint Joseph, MO, 64501 | 6.21% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,890/mo, and a $1,786/mo payment. Purchase price stands at $365,000, and rental yield measures 6.21% with $1,890/mo rent. Return on cash invested shows 16.11% in year one, and 5% annual appreciation builds toward $100,843 over five years. Five-year ROI reaches 82.56% and total cumulative return in cash records $99,895. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,890/mo property income covering a $1,786/mo payment rather than investor’s personal income.

Single Family

Built in N/A

0.39 Acres lot

$N/A/sqft

No HOA