630 E Harvill DrTucsonAZ85705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow630 E Harvill Dr, Tucson, AZ, 85705 in Tucson is a top-tier cash-flow asset. At $380,700 it produces $3,192/mo in rent and $739/mo in net monthly income, a 10.06% gross rental yield. The DSCR of 1.86 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,871. Five-year appreciation adds $105,180, driving a total cumulative return of $192,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $739 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,192 |
| Total Monthly Debt Service | $2,301 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1,173 sqft lot
$N/A/sqft
$163 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1,173 sqft lot
$N/A/sqft
$163 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices