629 N 4th StSunburyPA17801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 629 N 4th St, Sunbury, PA, 17801 in Sunbury at $375,000, 4.51% gross yield, is a market-growth asset. Rental yield 4.51%. The $1,409/mo rent partially funds the $1,686/mo debt service; the core return is the 5%/yr price growth projected to add $103,606 over five years. Ziffy Mortgage's DSCR mortgage (0.84) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $75,380.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(1,049) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,409 |
| Total Monthly Debt Service | $2,308 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17801, Sunbury, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,536 (100%) |
| Owner Occupied HU | 4,296 (57.0%) |
| Renter Occupied HU | 2,491 (33.1%) |
| Vacant Housing Units | 749 ( 9.9%) |
| Median Home Value | $201,015 |
| Average Home Value | $245,012 |
Housing Distribution
Address Breakdown
Residential
7,154
Single Family
6,642
Multi-Family
512
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17801, Sunbury, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,536 (100%) |
| Owner Occupied HU | 4,296 (57.0%) |
| Renter Occupied HU | 2,491 (33.1%) |
| Vacant Housing Units | 749 ( 9.9%) |
| Median Home Value | $201,015 |
| Average Home Value | $245,012 |
Housing Distribution
Address Breakdown
Residential
7,154
Single Family
6,642
Multi-Family
512
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aimee Jo Buehner • BOWEN AGENCY INC., REALTORS - SUNBURY
Mls Name: CSVBOR
Mls ID: #20-101222