628 James St #630, West Sacramento, CA, 95605 | $94/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in West Sacramento at 628 James St #630, West Sacramento, CA, 95605 generates $3,000/mo in rent and, after a $2,299/mo payment, leaves $94/mo in cash flow. Total monthly income is $3,000/mo, and annual cash flow is $1,130/yr on $155,739 invested. Return on cash invested sits at 20.63% in year one, and rental yield is 7.66% on a $469,800 entry. Equity gained on principal adds $3,032/yr, while 5% annual appreciation builds toward $129,797 over five years. Five-year ROI reaches 106.75% and total cumulative return in cash sums $166,254. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,000/mo property income rather than buyer’s personal income.

Single Family

Built in 1951

3,485 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95605, West Sacramento, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,346 (100%)
Owner Occupied HU	2,330 (36.7%)
Renter Occupied HU	3,673 (57.9%)
Vacant Housing Units	343 ( 5.4%)
Median Home Value	$460,452
Average Home Value	$529,153