627 North Pearl StreetJanesvilleWI53548
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 627 North Pearl Street, Janesville, WI, 53548 in Janesville is straightforward: $330,000 in, $2,680/mo in rent, $465/mo out after debt service. The 9.74% gross yield and 1.81 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $91,173 by year five. With $3,039/yr in principal equity, the total cumulative return is projected at $155,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.9% |
| Monthly Cash Flow | $465 | $285 |
City averages based on Janesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,680 |
| Total Monthly Debt Service | $2,083 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Hagemann • Century 21 Affiliated
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1999131
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Copyright 2025 WiREx All Rights Reserved