627 Lozano StMendotaCA93640
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 627 Lozano St, Mendota, CA, 93640 in Mendota delivers $2,540/mo in gross rent and $499/mo in net monthly income at a $329,950 entry. The 9.24% yield and 1.71 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $91,159 over five years and $3,039/yr in equity from loan paydown, total projected return is $157,199.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.5% |
| Monthly Cash Flow | $499 | $200 |
City averages based on Mendota market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,540 |
| Total Monthly Debt Service | $1,910 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
4,081 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93640, Mendota, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,244 (100%) |
| Owner Occupied HU | 1,456 (44.9%) |
| Renter Occupied HU | 1,714 (52.8%) |
| Vacant Housing Units | 74 ( 2.3%) |
| Median Home Value | $269,341 |
| Average Home Value | $351,000 |
Housing Distribution
Address Breakdown
Residential
2,987
Single Family
2,556
Multi-Family
431
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
4,081 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93640, Mendota, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,244 (100%) |
| Owner Occupied HU | 1,456 (44.9%) |
| Renter Occupied HU | 1,714 (52.8%) |
| Vacant Housing Units | 74 ( 2.3%) |
| Median Home Value | $269,341 |
| Average Home Value | $351,000 |
Housing Distribution
Address Breakdown
Residential
2,987
Single Family
2,556
Multi-Family
431
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Manuel Chavez. Jr • M.C. Real Estate Corp
Mls Name: Fresno MLS
Mls ID: #627729