1522 O StFirebaughCA93622
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 1522 O St, Firebaugh, CA, 93622 in Firebaugh delivers $2,086/mo in gross rent and $323/mo in net monthly income at a $285,000 entry. The 8.78% yield and 1.63 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $78,740 over five years and $2,625/yr in equity from loan paydown, total projected return is $128,831.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.5% |
| Monthly Cash Flow | $323 | $300 |
City averages based on Firebaugh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,086 |
| Total Monthly Debt Service | $1,650 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93622, Firebaugh, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,397 (47.1%) |
| Renter Occupied HU | 1,368 (46.2%) |
| Vacant Housing Units | 199 ( 6.7%) |
| Median Home Value | $314,035 |
| Average Home Value | $365,893 |
Housing Distribution
Address Breakdown
Residential
2,741
Single Family
2,595
Multi-Family
146
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93622, Firebaugh, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,397 (47.1%) |
| Renter Occupied HU | 1,368 (46.2%) |
| Vacant Housing Units | 199 ( 6.7%) |
| Median Home Value | $314,035 |
| Average Home Value | $365,893 |
Housing Distribution
Address Breakdown
Residential
2,741
Single Family
2,595
Multi-Family
146
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maribel Ochoa • Century 21 Select Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225102430