6251 Milton AveWhittierCA90601
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 6251 Milton Ave, Whittier, CA, 90601 in Whittier fits: $1,850,000, 1.43% gross yield, and a projected 5% annual appreciation rate adding $511,121 in value within five years. Rental yield 1.43%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.26) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,039/yr in principal paydown and $511,121 in appreciation project a total return of $106,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.5% |
| Monthly Cash Flow | $(9,240) | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,204 |
| Total Monthly Debt Service | $10,708 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1961
6,302 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1961
6,302 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donald La • DONALD LA REALTY
Mls Name: CRMLS
Mls ID: #AR25206812