625 Peony CtDixonCA95620
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 625 Peony Ct, Dixon, CA, 95620 in Dixon. Rental yield 7.06%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $196,132 and $6,538/yr in principal reduction project total return of $255,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.5% |
| Monthly Cash Flow | $(284) | $1,200 |
City averages based on Dixon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,177 |
| Total Monthly Debt Service | $4,109 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
7,566 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
7,566 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #326023211