625 Guild RdVacavilleCA95688
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Vacaville rental at 625 Guild Rd, Vacaville, CA, 95688 sits in the solid-income band: 8.2% gross yield, $4,781/mo rent, $402/mo net after the $3,148/mo debt service, DSCR 1.52. Entry price of $699,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $193,397 and $6,447/yr in principal reduction bring total cumulative return to $294,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $402 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,781 |
| Total Monthly Debt Service | $4,052 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
4,386 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
4,386 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #326003393