6240 Rosebury Ave APT 3ESaint LouisMO63105
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 6240 Rosebury Ave APT 3E, Saint Louis, MO, 63105 in Saint Louis earns a 9.98% gross yield at $340,400. Rent of $2,830/mo nets $649/mo after the $1,531/mo mortgage. The 1.85 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $94,046 and $3,135/yr in equity accumulation project a total cumulative return of $171,190.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.8% |
| Monthly Cash Flow | $649 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,830 |
| Total Monthly Debt Service | $2,046 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1925
2,706 sqft lot
$N/A/sqft
$2 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63105, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,214 (100%) |
| Owner Occupied HU | 4,117 (50.1%) |
| Renter Occupied HU | 3,052 (37.2%) |
| Vacant Housing Units | 1,045 (12.7%) |
| Median Home Value | $754,635 |
| Average Home Value | $864,005 |
Housing Distribution
Address Breakdown
Residential
7,179
Single Family
2,898
Multi-Family
4,281
Businesses
1,809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1925
2,706 sqft lot
$N/A/sqft
$2 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63105, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,214 (100%) |
| Owner Occupied HU | 4,117 (50.1%) |
| Renter Occupied HU | 3,052 (37.2%) |
| Vacant Housing Units | 1,045 (12.7%) |
| Median Home Value | $754,635 |
| Average Home Value | $864,005 |
Housing Distribution
Address Breakdown
Residential
7,179
Single Family
2,898
Multi-Family
4,281
Businesses
1,809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A