624 Cedar DrWest HelenaAR72390
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 624 Cedar Dr, West Helena, AR, 72390 in West Helena worth modelling. At $165,000 with a 8% gross yield, the $1,100/mo rent leaves $109/mo after the $742/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.48 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $45,586 by year five; $1,520/yr in principal reduction adds further equity. Total projected return: $69,410.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 10.0% |
| Monthly Cash Flow | $109 | $1,200 |
City averages based on West Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,100 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72390, West Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,434 (100%) |
| Owner Occupied HU | 1,321 (38.5%) |
| Renter Occupied HU | 1,570 (45.7%) |
| Vacant Housing Units | 543 (15.8%) |
| Median Home Value | $82,616 |
| Average Home Value | $126,968 |
Housing Distribution
Address Breakdown
Residential
3,126
Single Family
3,126
Multi-Family
0
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72390, West Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,434 (100%) |
| Owner Occupied HU | 1,321 (38.5%) |
| Renter Occupied HU | 1,570 (45.7%) |
| Vacant Housing Units | 543 (15.8%) |
| Median Home Value | $82,616 |
| Average Home Value | $126,968 |
Housing Distribution
Address Breakdown
Residential
3,126
Single Family
3,126
Multi-Family
0
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laketha Fluker • United Real Estate - Central AR
Mls Name: CARMLS
Mls ID: #25033773