3351 Highway 49West HelenaAR72390
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 3351 Highway 49, West Helena, AR, 72390 in West Helena, $143,500, 7.25% gross yield, $4/mo net income. Consider it a market-entry position, the $866/mo rent covers the $645/mo payment with a margin, and 5%/yr appreciation is projected to add $39,646 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.34) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $54,550.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 10.0% |
| Monthly Cash Flow | $4 | $1,200 |
City averages based on West Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $866 |
| Total Monthly Debt Service | $806 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72390, West Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,434 (100%) |
| Owner Occupied HU | 1,321 (38.5%) |
| Renter Occupied HU | 1,570 (45.7%) |
| Vacant Housing Units | 543 (15.8%) |
| Median Home Value | $82,616 |
| Average Home Value | $126,968 |
Housing Distribution
Address Breakdown
Residential
3,126
Single Family
3,126
Multi-Family
0
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72390, West Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,434 (100%) |
| Owner Occupied HU | 1,321 (38.5%) |
| Renter Occupied HU | 1,570 (45.7%) |
| Vacant Housing Units | 543 (15.8%) |
| Median Home Value | $82,616 |
| Average Home Value | $126,968 |
Housing Distribution
Address Breakdown
Residential
3,126
Single Family
3,126
Multi-Family
0
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laketha Fluker • United Real Estate - Central AR
Mls Name: CARMLS
Mls ID: #25033447