623 Planters Mill PointeDaculaGA30019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 623 Planters Mill Pointe, Dacula, GA, 30019 in Dacula deserves attention. This $424,950 property earns $6,227/mo in rent, a 17.58% gross yield, and nets $3,593/mo after the $1,911/mo payment. DSCR 3.26 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $117,406 compounds alongside $3,914/yr in yearly equity build, for a total cumulative return of $392,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.6% | 8.0% |
| Monthly Cash Flow | $3,593 | $300 |
City averages based on Dacula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,227 |
| Total Monthly Debt Service | $2,465 |
| DSCR Ratio | 2.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.59 Acres lot
$N/A/sqft
$575 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.59 Acres lot
$N/A/sqft
$575 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices