621 Isern StEllinwoodKS67526
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.3%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $44,177 and $1,473/yr in equity build project total return of $46,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 10.0% |
| Monthly Cash Flow | $(224) | $450 |
City averages based on Ellinwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $1,000 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67526, Ellinwood, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,208 (100%) |
| Owner Occupied HU | 774 (64.1%) |
| Renter Occupied HU | 279 (23.1%) |
| Vacant Housing Units | 155 (12.8%) |
| Median Home Value | $158,152 |
| Average Home Value | $194,619 |
Housing Distribution
Address Breakdown
Residential
1,103
Single Family
1,099
Multi-Family
4
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67526, Ellinwood, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,208 (100%) |
| Owner Occupied HU | 774 (64.1%) |
| Renter Occupied HU | 279 (23.1%) |
| Vacant Housing Units | 155 (12.8%) |
| Median Home Value | $158,152 |
| Average Home Value | $194,619 |
Housing Distribution
Address Breakdown
Residential
1,103
Single Family
1,099
Multi-Family
4
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Neeland • Keller Real Estate & Insurance Agency, Inc.
Mls Name: Western Kansas AOR
Mls Provider:
Mls ID: #204492
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.