621 Brookline LoopWilliamsAZ86046
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 621 Brookline Loop, Williams, AZ, 86046 in Williams is capital appreciation. Rental yield 4.15%. The 4.15% gross yield at $529,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $146,153 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.77) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $116,326.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 8.0% |
| Monthly Cash Flow | $(1,300) | $300 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,829 |
| Total Monthly Debt Service | $2,918 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5,662 sqft lot
$N/A/sqft
$20 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5,662 sqft lot
$N/A/sqft
$20 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Yarush • Keller Williams Arizona Living Realty
Mls Name: NAZMLS
Mls Provider:
Mls ID: #200947
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.