620 W LnLanderWY82520
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 620 W Ln, Lander, WY, 82520 in Lander. At $340,000 it earns $2,146/mo in rent and distributes $212/mo to the owner after the $1,529/mo payment, a consistent 7.57% yield. DSCR 1.40 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $93,936 in value; $3,131/yr in principal paydown compounds ownership stake. Total projected return: $141,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $212 | $850 |
City averages based on Lander market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,146 |
| Total Monthly Debt Service | $1,798 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82520, Lander, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,821 (100%) |
| Owner Occupied HU | 3,677 (63.2%) |
| Renter Occupied HU | 1,483 (25.5%) |
| Vacant Housing Units | 661 (11.4%) |
| Median Home Value | $352,688 |
| Average Home Value | $388,451 |
Housing Distribution
Address Breakdown
Residential
4,461
Single Family
4,256
Multi-Family
205
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82520, Lander, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,821 (100%) |
| Owner Occupied HU | 3,677 (63.2%) |
| Renter Occupied HU | 1,483 (25.5%) |
| Vacant Housing Units | 661 (11.4%) |
| Median Home Value | $352,688 |
| Average Home Value | $388,451 |
Housing Distribution
Address Breakdown
Residential
4,461
Single Family
4,256
Multi-Family
205
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices