620 Ruby StCentertownKY42328








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Centertown at 620 Ruby St, Centertown, KY, 42328 at $119,000 posts ROI 25.18% with $173/mo cash flow from $897/mo rent. Total monthly income equals $897/mo, and annual cash flow records $2,078/yr on $39,449 to close. Return on cash invested measures 25.18% and rental yield reads 9.05% at the current $119,000. Equity gained on principal adds $768/yr, and 5% annual appreciation supports $32,878 by year five. Five-year ROI prints 131.06% and total cumulative return in cash totals $51,701.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $897/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Manufactured
Built in 2012
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42328, Centertown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 617 (100%) |
| Owner Occupied HU | 436 (70.7%) |
| Renter Occupied HU | 106 (17.2%) |
| Vacant Housing Units | 75 (12.2%) |
| Median Home Value | $101,220 |
| Average Home Value | $157,724 |
Housing Distribution
Address Breakdown
Residential
481
Single Family
481
Multi-Family
0
Businesses
13
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Listed by: Delia Osborne • TRIPLE CROWN REALTY GROUP, LLC
Mls Name: Greater Owensboro Realtor Association
Mls Provider:
Mls ID: #90883
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








