620 Brill StPhiladelphiaPA19120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Philadelphia rentals match the income profile of 620 Brill St, Philadelphia, PA, 19120. Listed at $163,900, gross rent is $2,929/mo and net cash flow is $1,855/mo, a 21.45% yield well above national averages. DSCR 3.97 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $45,283 by year five with $1,510/yr in annual principal reduction, projecting $181,824 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.5% | 5.8% |
| Monthly Cash Flow | $1,855 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,929 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 2.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices