6183 Chia AveTwentynine PalmsCA92277
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 6183 Chia Ave, Twentynine Palms, CA, 92277 in Twentynine Palms aligned with their strategy. Rental yield 6.99%. DSCR 1.30 and 6.99% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,657/yr in paydown build toward a projected cumulative return of $102,716.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 8.0% |
| Monthly Cash Flow | $(105) | $1,200 |
City averages based on Twentynine Palms market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,670 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92277, Twentynine Palms, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,682 (100%) |
| Owner Occupied HU | 3,931 (33.7%) |
| Renter Occupied HU | 5,496 (47.0%) |
| Vacant Housing Units | 2,255 (19.3%) |
| Median Home Value | $219,197 |
| Average Home Value | $349,887 |
Housing Distribution
Address Breakdown
Residential
9,604
Single Family
9,566
Multi-Family
38
Businesses
484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92277, Twentynine Palms, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,682 (100%) |
| Owner Occupied HU | 3,931 (33.7%) |
| Renter Occupied HU | 5,496 (47.0%) |
| Vacant Housing Units | 2,255 (19.3%) |
| Median Home Value | $219,197 |
| Average Home Value | $349,887 |
Housing Distribution
Address Breakdown
Residential
9,604
Single Family
9,566
Multi-Family
38
Businesses
484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices