6170 W Cross C Ranch RdElfridaAZ85610
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play6170 W Cross C Ranch Rd, Elfrida, AZ, 85610 in Elfrida is priced for appreciation, not yield. Rental yield 1.64%. At $439,000 with a 1.64% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $121,288 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.30) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $37,572.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(1,995) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $600 |
| Total Monthly Debt Service | $2,420 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
26.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85610, Elfrida, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 650 (100%) |
| Owner Occupied HU | 417 (64.2%) |
| Renter Occupied HU | 94 (14.5%) |
| Vacant Housing Units | 139 (21.4%) |
| Median Home Value | $275,000 |
| Average Home Value | $297,332 |
Housing Distribution
Address Breakdown
Residential
292
Single Family
292
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
26.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85610, Elfrida, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 650 (100%) |
| Owner Occupied HU | 417 (64.2%) |
| Renter Occupied HU | 94 (14.5%) |
| Vacant Housing Units | 139 (21.4%) |
| Median Home Value | $275,000 |
| Average Home Value | $297,332 |
Housing Distribution
Address Breakdown
Residential
292
Single Family
292
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Isabella (Bella) Burkhart • Service First Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6833274
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010