617 Windsor STREETLa CrosseWI54603
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 617 Windsor STREET, La Crosse, WI, 54603 in La Crosse speaks for itself: 14.26% gross on a $140,000 price, generating $1,663/mo in rent and $706/mo in net income after the $630/mo debt service. DSCR 2.64, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,475 stacks alongside $38,679 in projected five-year appreciation and $1,289/yr in principal reduction. Projected total cumulative return: $98,916.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 5.8% |
| Monthly Cash Flow | $706 | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,663 |
| Total Monthly Debt Service | $901 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1881
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1881
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
