617 3rd AveCamancheIA52730
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 617 3rd Ave, Camanche, IA, 52730 in Camanche at $189,900 earns $1,307/mo in rent and nets $73/mo after the $854/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $52,466 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $1,749/yr in principal paydown, total projected return reaches $77,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $73 | $150 |
City averages based on Camanche market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,307 |
| Total Monthly Debt Service | $1,158 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52730, Camanche, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,693 (74.2%) |
| Renter Occupied HU | 442 (19.4%) |
| Vacant Housing Units | 148 ( 6.5%) |
| Median Home Value | $191,877 |
| Average Home Value | $244,709 |
Housing Distribution
Address Breakdown
Residential
2,279
Single Family
2,253
Multi-Family
26
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52730, Camanche, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,693 (74.2%) |
| Renter Occupied HU | 442 (19.4%) |
| Vacant Housing Units | 148 ( 6.5%) |
| Median Home Value | $191,877 |
| Average Home Value | $244,709 |
Housing Distribution
Address Breakdown
Residential
2,279
Single Family
2,253
Multi-Family
26
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices