6161 Mirlo RdYucca ValleyCA92284
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6161 Mirlo Rd, Yucca Valley, CA, 92284 in Yucca Valley. Priced at $256,570, it generates $3,674/mo in gross rent and $2,087/mo in net monthly cash flow, a 17.19% yield that comfortably supports the 3.18 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,047. Five-year appreciation: $70,886. Equity from principal paydown: $2,363/yr. Total projected cumulative return: $231,575.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.5% |
| Monthly Cash Flow | $2,087 | $1,500 |
City averages based on Yucca Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $1,485 |
| DSCR Ratio | 2.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #JT24184680