616 Whispering Pines DrMaconGA31211
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 616 Whispering Pines Dr, Macon, GA, 31211 in Macon: $3,173/mo in rent, $612/mo in net income, 9.52% gross yield, 1.76 DSCR, all at $399,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $110,485 in appreciation and $3,683/yr in principal paydown projects total cumulative return of $191,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $612 | $450 |
City averages based on Macon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,173 |
| Total Monthly Debt Service | $2,402 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.34 Acres lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31211, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,976 (100%) |
| Owner Occupied HU | 4,165 (52.2%) |
| Renter Occupied HU | 2,861 (35.9%) |
| Vacant Housing Units | 950 (11.9%) |
| Median Home Value | $169,785 |
| Average Home Value | $212,640 |
Housing Distribution
Address Breakdown
Residential
7,203
Single Family
6,345
Multi-Family
858
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.34 Acres lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31211, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,976 (100%) |
| Owner Occupied HU | 4,165 (52.2%) |
| Renter Occupied HU | 2,861 (35.9%) |
| Vacant Housing Units | 950 (11.9%) |
| Median Home Value | $169,785 |
| Average Home Value | $212,640 |
Housing Distribution
Address Breakdown
Residential
7,203
Single Family
6,345
Multi-Family
858
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kari Pollock • LANDMARK REALTY
Mls Name: CGMLS
Mls ID: #251923
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.