6154 S Walnut StLoomisCA95650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6154 S Walnut St, Loomis, CA, 95650 in Loomis speaks for itself: 10.61% gross on a $219,000 price, generating $1,937/mo in rent and $582/mo in net income after the $985/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,987 stacks alongside $60,506 in projected five-year appreciation and $2,017/yr in principal reduction. Projected total cumulative return: $120,550.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.5% |
| Monthly Cash Flow | $582 | $400 |
City averages based on Loomis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,937 |
| Total Monthly Debt Service | $1,268 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Wanzer • Wanzer Real Estate
Mls Name: CRMLS
Mls ID: #PW25277921