613 Rishel DrYorkPA17406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 613 Rishel Dr, York, PA, 17406 in York speaks for itself: 14.07% gross on a $275,200 price, generating $3,226/mo in rent and $1,061/mo in net income after the $1,237/mo debt service. DSCR 2.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,735 stacks alongside $76,033 in projected five-year appreciation and $2,535/yr in principal reduction. Projected total cumulative return: $174,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.8% |
| Monthly Cash Flow | $1,061 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,226 |
| Total Monthly Debt Service | $2,055 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A