612 Stewart St NWHartselleAL35640
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Hartselle at 612 Stewart St NW, Hartselle, AL, 35640 priced at $130,000 converts $1,435/mo rent into $702/mo cash flow after a $636/mo obligation. Total monthly income equals $1,435/mo, and annual cash flow totals $8,418/yr on $43,095 invested. Return on cash invested prints 39.44% in year one, and rental yield reads 13.25% against a $130,000 entry. Equity gained on principal adds $839/yr, while 5% annual appreciation compiles into $35,917 by year five. Five-year ROI reaches 206.93% and total cumulative return in cash sums $89,175. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,435/mo property income covering a $636/mo payment, not borrower’s personal income.
Single Family
Built in 1940
10,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35640, Hartselle, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,314 (100%) |
| Owner Occupied HU | 8,125 (71.8%) |
| Renter Occupied HU | 2,417 (21.4%) |
| Vacant Housing Units | 772 ( 6.8%) |
| Median Home Value | $278,919 |
| Average Home Value | $309,046 |
Housing Distribution
Address Breakdown
Residential
11,107
Single Family
10,956
Multi-Family
151
Businesses
756
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