611 5th StreetFrederickCO80530
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 611 5th Street, Frederick, CO, 80530 in Frederick, $319,500, 9.18% gross yield, $137/mo net income. Consider it a market-entry position, the $2,443/mo rent covers the $1,437/mo payment with a margin, and 5%/yr appreciation is projected to add $88,272 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.70) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $131,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $137 | $250 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,443 |
| Total Monthly Debt Service | $2,179 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
2,451 sqft lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
2,451 sqft lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teri Bruinsma • Guardian Real Estate Group
Mls Name: REcolorado
Mls Provider:
Mls ID: #1953905
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