6104 Gruich Cir, Ocean Springs, MS, 39564 | $477/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ocean Springs at 6104 Gruich Cir, Ocean Springs, MS, 39564 offers a 9.05% rental yield on a $336,000 purchase with $2,534/mo rent. Total monthly income registers $2,534/mo, and a $1,645/mo payment leaves $477/mo available for distribution. Annual cash flow reaches $5,729/yr on $111,384 to close, and return on cash invested stands at 25.05% in year one. Equity gained on principal adds $2,168/yr while 5% annual appreciation supports $92,831 over five years. Portfolio math shows five-year ROI at 130.35% and total cumulative return in cash at $145,186. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,534/mo property income against a $1,645/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1972

0.29 Acres lot

$N/A/sqft

No HOA