6103 Passiflora LnOrangevaleCA95662
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 6103 Passiflora Ln, Orangevale, CA, 95662 in Orangevale is narrow, $191/mo net on $3,281/mo rent after the $2,246/mo debt service, but the property operates at break-even-plus, not a loss. At $499,500 with a 7.88% yield, the long-run equity case via 5% appreciation ($138,003 over five years) and $4,600/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $201,703.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $191 | $1,500 |
City averages based on Orangevale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,281 |
| Total Monthly Debt Service | $2,891 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
1,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
1,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Monk • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225108516