610 W Central AveHarrisonAR72601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 610 W Central Ave, Harrison, AR, 72601 in Harrison deserves attention. This $308,400 property earns $3,071/mo in rent, a 11.95% gross yield, and nets $1,217/mo after the $1,387/mo payment. DSCR 2.21 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $85,205 compounds alongside $2,840/yr in yearly equity build, for a total cumulative return of $195,027.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.5% |
| Monthly Cash Flow | $1,217 | $200 |
City averages based on Harrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,071 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1893
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72601, Harrison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,593 (100%) |
| Owner Occupied HU | 9,193 (63.0%) |
| Renter Occupied HU | 4,066 (27.9%) |
| Vacant Housing Units | 1,334 ( 9.1%) |
| Median Home Value | $214,852 |
| Average Home Value | $274,400 |
Housing Distribution
Address Breakdown
Residential
13,474
Single Family
12,913
Multi-Family
561
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1893
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72601, Harrison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,593 (100%) |
| Owner Occupied HU | 9,193 (63.0%) |
| Renter Occupied HU | 4,066 (27.9%) |
| Vacant Housing Units | 1,334 ( 9.1%) |
| Median Home Value | $214,852 |
| Average Home Value | $274,400 |
Housing Distribution
Address Breakdown
Residential
13,474
Single Family
12,913
Multi-Family
561
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices