610 S Frances StSaint FrancisKS67756
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 610 S Frances St, Saint Francis, KS, 67756 in Saint Francis worth study. Rental yield 5.96%. The 5.96% gross yield is below cash-flow benchmarks at $310,900, but 5% annual appreciation, adding $85,896 over five years, frames this as a capital growth position. Rent of $1,544/mo partially offsets the $1,398/mo payment. Ziffy Mortgage finances appreciation-play properties (1.10 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $84,811.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.5% |
| Monthly Cash Flow | $(524) | $450 |
City averages based on Saint Francis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,544 |
| Total Monthly Debt Service | $1,945 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67756, Saint Francis, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,100 (100%) |
| Owner Occupied HU | 701 (63.7%) |
| Renter Occupied HU | 202 (18.4%) |
| Vacant Housing Units | 197 (17.9%) |
| Median Home Value | $145,640 |
| Average Home Value | $160,132 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
592
Multi-Family
10
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67756, Saint Francis, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,100 (100%) |
| Owner Occupied HU | 701 (63.7%) |
| Renter Occupied HU | 202 (18.4%) |
| Vacant Housing Units | 197 (17.9%) |
| Median Home Value | $145,640 |
| Average Home Value | $160,132 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
592
Multi-Family
10
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A