610 Earl StPenderNE68047








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,451/mo, and a $1,591/mo payment. Purchase price stands at $325,000, and rental yield measures 5.36% with $1,451/mo rent. Return on cash invested shows 11.62% in year one, and 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 59.19% and total cumulative return in cash records $63,769. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,451/mo property income covering a $1,591/mo payment rather than investor’s personal income.
Single Family
Built in 1961
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68047, Pender, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 772 (100%) |
| Owner Occupied HU | 552 (71.5%) |
| Renter Occupied HU | 167 (21.6%) |
| Vacant Housing Units | 53 ( 6.9%) |
| Median Home Value | $208,772 |
| Average Home Value | $246,957 |
Housing Distribution
Address Breakdown
Residential
513
Single Family
513
Multi-Family
0
Businesses
87
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Listed by: Pat Lunz • Pat Lunz Real Estate Broker
Mls Name: Northwest Iowa Regional BOR
Mls Provider:
Mls ID: #826417
Disclaimer: Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.








