61 Kent StKeesevilleNY12944
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow61 Kent St, Keeseville, NY, 12944 in Keeseville is a top-tier cash-flow asset. At $128,000 it produces $1,921/mo in rent and $1,066/mo in net monthly income, a 18.01% gross rental yield. The DSCR of 3.34 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,797. Five-year appreciation adds $35,364, driving a total cumulative return of $117,404.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 6.2% |
| Monthly Cash Flow | $1,066 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,921 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 2.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12944, Keeseville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,563 (100%) |
| Owner Occupied HU | 1,533 (59.8%) |
| Renter Occupied HU | 499 (19.5%) |
| Vacant Housing Units | 531 (20.7%) |
| Median Home Value | $280,529 |
| Average Home Value | $360,256 |
Housing Distribution
Address Breakdown
Residential
1,780
Single Family
1,730
Multi-Family
50
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12944, Keeseville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,563 (100%) |
| Owner Occupied HU | 1,533 (59.8%) |
| Renter Occupied HU | 499 (19.5%) |
| Vacant Housing Units | 531 (20.7%) |
| Median Home Value | $280,529 |
| Average Home Value | $360,256 |
Housing Distribution
Address Breakdown
Residential
1,780
Single Family
1,730
Multi-Family
50
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Davidson • Davidson Real Estate Group, LLC
Mls Name: ACVMLS
Mls Provider:
Mls ID: #204379
Disclaimer: Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information deemed reliable but not guaranteed.